Here’s Whether or Not You Can Add a Van to Admiral Multicar

Admiral is one of the insurance companies that offer such multicar policies, and here’s whether or not you can add a van to their MultiCar insurance: 

You can add vans to Admiral’s MultiCar insurance, even though it might appear to be mainly for cars. 

This includes different types of vans such as smaller ones (e.g. the Nissan NV200) and larger full-size vans (e.g. the Mercedes Sprinter) that you can add to their MultiCar and MultiCover policies. 

Their MultiCar policy provides the same cover as the standard auto insurance policy, with the added benefit of insuring multiple vehicles on a single policy. 

This includes different levels of cover and excess, from comprehensive to third-party, fire and theft. 

Admiral also offers a MultiVan insurance policy that’s primarily designed for vans that are used for commercial and business purposes, although commuting cover types are also available. 


The Basics of the Admiral Multi Van Insurance 

The Admiral Multi Van insurance is a type of multicar vehicle insurance with one renewal date that’s exclusive to vans only. 

You can add up to a total of 7 vans to this multi van policy, although you’ll need to get in touch with Admiral if you need to insure more than 7 vans under one policy. 

There are discounts included for each van and each of them can have a different driver added to the policy. 

Note that Admiral’s Multi Van policy covers all types of vans, including: 

  • Single cab 
  • Double cab 
  • Lifestyle/leisure vans 
  • Commercial vans and pickup trucks 

To help you learn more about Admiral’s MultiCar and multi-vehicle insurance policies in general, in this article I’ll cover the following topics: 

  • Example quote of Admiral MultiCar that includes a van. 
  • What you need to know about the Admiral MultiVan insurance policy. 
  • The pros and cons of multi-vehicle insurance. 


Admiral MultiCar with Van Insurance Example 

I’ve personally requested a sample quote to help you get a better idea of how much it might cost, what the coverage is and how much the fees associated with adding a van to an Admiral Multicar policy are. 

Below are all the details of my sample Admiral Multicar with van insurance policy quote: 


Insurance Period and Price 

  • Period – 365 days (1 year) 
  • Price – £2,460.06 per year (including all taxes) 
  • Payment options – In full (one time) or in several monthly payments. 


Sample Standard Multi Car Comprehensive Coverage 

The Admiral Multicar comprehensive cover  for 1 car/SUV and 1 van provides the following benefits as standard: 

  • Use of a courtesy car (only applicable if your vehicle is repaired at an Admiral-approved auto repair shop). 
  • Uninsured driver promise (if you’re hit by an uninsured driver). 
  • New vehicle replacement if your car or van is a total loss (subject to criteria). 
  • Personal injury cover for up to £5,000. 
  • Windscreen cover (excess applies). 


Vehicles Included in the Sample MultiCar Quote: 

To make the sample Admiral Multicar insurance quote as relevant as possible, I used a van (Ford Transit) and a car/SUV (Ford Escape). This is to show you that it’s indeed possible to add a van to your Admiral Multicar policy. 

1. Ford Transit 

  • Total price of cover for this van – £1,459.99  

Van details: 

  • Trim level – Custom nugget EcoBlue L1 185 
  • Model year – 2022 
  • Fuel – Diesel 
  • Transmission – Automatic 
  • Engine displacement – 1996 cc 

Cover details: 

  • Level of cover – Comprehensive 
  • Van use – Social, domestic, pleasure and commuting 
  • Annual mileage – 10,000 

Excess details: 

  • Voluntary excess – £400 (for the driver) 
  • Compulsory excess – £350 (for the driver) 
  • Other excesses for different claim types: 
    • £25 excess for windscreen repair 
    • £115 for windscreen replacement 
    • £350 for vehicle fire and/or theft 

2. Ford Escape 

  • Total price of cover for this van – £1,000.07 

Car/SUV details: 

  • Trim level – SE 170 AWD 
  • Model year – 2018 
  • Fuel – petrol 
  • Transmission – Automatic 
  • Engine displacement – 1600 cc 

Cover details: 

  • Level of cover – Comprehensive 
  • Van use – Social, domestic, pleasure and commuting 
  • Annual mileage – 5,000 

Excess details: 

  • Voluntary excess – £300 (for the driver) 
  • Compulsory excess – £250 (for the driver) 
  • Other excesses for the following claim types: 
    • £25 excess for windscreen repair 
    • £115 for windscreen replacement 
    • £250 for vehicle fire and/or theft 


Driver Details for the Sample MultiCar Quote: 

  • Marital status – Married. 
  • Children under 16 – Yes. 
  • Occupation – Carpenter. 
  • Industry – Carpentry. 
  • Years since acquiring a valid driver’s license – 10. 
  • No claims bonus protection – 0 years. 
  • Driving history – Clean driving history (no accidents, no motoring offenses, no unspent convictions etc.) 


Admiral MultiCar Insurance Policy Charges & Fees 

Below you’ll find a list of the most common charges and fees that apply as long as your Admiral Multicar insurance policy is active. 

Cancellation fees: 

  • Within 14 days of receiving the multicar insurance policy documents – £25.00 
  • Over 14 days after receiving the multicar insurance policy documents – £55.00 

Online fees (when registered): 

  • Change to the vehicle registration of any car or van – £5.50 
  • Change to any other details related to the insurance policy (excludes cancellation fees) – £9.50 

Offline fees (through the phone): 

  • Change to the vehicle registration of any car or van – £5.50 
  • Change to any policy  details (e.g. vehicle, address) – £25.00 
  • Removing a vehicle from the multicar insurance policy – 29.50 


The Different Admiral Multi Van Coverage Types 

You can choose between 4 specific types of coverage, depending on your needs: 

  1. Social 
  1. Social & commuting 
  1. Own goods 
  1. Carriage of goods for hire and reward 

Here’s what each coverage type represents: 

1. Social Coverage 

This coverage type is geared toward drivers who use their vans for leisure activities such as fishing that require specific equipment. These are usually things that take up plenty of space (e.g. fishing rod, reel, hooks, bait etc.). 

2. Social & Commuting Coverage 

The Social and Commuting coverage is more suitable if you use your van for travel and/or the daily commute to and from work. 

3. Own Goods Coverage 

This coverage type is meant to be used by tradesmen such as carpenters and plumbers who use their van for business purposes. 

Additional policy cover upgrades are available for any tools and equipment if they’re accidentally damaged or even stolen. 

4. Carriage of Goods for Hire and Reward Coverage 

This will be your go-to coverage if you use your van for delivering third-party goods. 

Some examples of people who might find this coverage type optimal include couriers and furniture removers. 


Most Popular Vans on Admiral’s MultiVan Insurance 

These are the 10 most popular vans that have an Admiral multi van insurance policy for business purposes: 

  1. Ford Transit 
  1. Renault Trafic 
  1. Volkswagen Transporter 
  1. Mitsubishi L200 
  1. Ford Raptor 
  1. Vauxhall Vivaro 
  1. Citroen Berlingo 
  1. Mercedes-Benz Sprinter 
  1. Volkswagen Caddy 
  1. Citroen Relay 

And these are the top 10 most popular vans on an Admiral multi van insurance for personal/leisure use: 

  1. Ford Transit 
  1. Volkswagen Transporter 
  1. Nissan Navara 
  1. Vauxhall Vivaro 
  1. Renault Trafic 
  1. Mitsubishi L200 
  1. Ford Raptor 
  1. Toyota Hilux 
  1. Volkswagen Caddy 
  1. Citroen Berlingo 


How to Get an Admiral Multi Van Insurance Quote 

First, you have to go to the Multi Van section over at Admiral and click on Quote to begin the insurance quote generation process. 

After that, you’ll need to provide quite a bit of additional information to get the most accurate quote. 

Here’s the type of information that you’ll need to provide when generating a multi van insurance quote on Admiral: 

  • Van maker, model, year and specification 
  • Estimated annual mileage 
  • Number of seats 
  • Registration number (of the van) 
  • List of security features (if applicable) 
  • The month and year you bought the van 
  • Number of drivers and their personal details 
  • Driving history such as any past offenses or claims 
  • Your preferred type of multi van insurance policy coverage 

Once you add all the required information and select your preferred coverage type, you’ll be able to choose from several optional policy upgrades such as: 

  • Van contents cover – Protects any cargo and/or equipment you may haul in your van. 
  • Hire vehicle cover – Provides you with a same-size van replacement if your van gets stolen or totaled. 
  • Motor legal protection cover – Reduces legal costs if you’re involved in a non-fault accident (your claim will be likely to succeed as well). 
  • Breakdown cover – A 24/7 breakdown assistance that’s active throughout the year. 
  • Personal injury cover – Covers you for up to £100,000 (depending on the upgrade) if you get injured, including when receiving an injury in someone else’s van. 


Pros and Cons of Multi-Vehicle Insurance 

Multi-vehicle insurance policies (e.g. multi van insurance) offer a number of great benefits, although there are also certain drawbacks to this type of insurance. 


The Pros of Multi-Vehicle Insurance 

These are the main pros associated with multi-vehicle insurance policies: 

Big Discounts and Savings 

One of the greatest benefits of multi-vehicle insurance is the very generous discounts that usually range between 10-25% for insuring more than 1 vehicle with the same company. 

These discounts are much better than what you’d typically get when ensuring your van or car, which is usually only around 5-10% (e.g. when opting for a paperless policy). 

Also, adding vehicles into a single multi-vehicle insurance policy means that everyone that’s included in the policy will be paying less than when insured on separate policies. 

More Convenient and Easier to Manage 

Having all vehicles and drivers under single insurance means that you don’t have to remember multiple renewal dates for each policy. 

Multi-vehicle policies also make it easier to file any claims and manage paperwork. 

There’s Only One Insurance Deductible 

If you have a multi-vehicle insurance policy, you’ll only have to pay a single deductible when you need to file a comprehensive claim. 

Thus, if you have 2 vehicles insured under a multi-vehicle policy, you’ll only pay a single deductible (e.g. $1,000) instead of one for each vehicle if they were on different policies. 

All Drivers Retain Their No-Claim Bonuses 

Each driver insured under a single multi-vehicle policy retains their no-claim bonus. 

For example, this shouldn’t affect your no-claim bonus if someone else on the policy has to file a claim. 

But to make sure this is indeed the case, always double-check your insurance policy documents state regarding no-claim bonuses. 

The Ability to Stack on Insurance Benefits 

Depending on your location, a multi-vehicle policy may allow you to stack your uninsured motorist liability insurance benefits. 

This can come in handy if you have to pay more than your uninsured motorist bodily injury coverage. 

For example, if your UMBI coverage is $25,00, but your hospital bill is $50,000, then you stack your coverage across different vehicles to pay for your expenses. 


The Cons of Multi-Vehicle Insurance 

And here are the primary cons of multi-vehicle insurance policies that you might want to consider: 

Limited Vehicle Coverage 

Although some auto insurance companies have multi-vehicle policies for up to 7 vehicles (and even more), there’s usually a limit as to how many vehicles you can insure. 

This might be a problem if you have a massive fleet of vehicles or have a large family with many drivers and vehicles. 

Every insurer has its cut-off number for how many cars you can insure on one multi-vehicle policy. If you come from a large family with many drivers, you may run into issues with limited car coverage. 

Higher Rates for Less Experienced Drivers 

Although multi-vehicle policies often lead to very decent discounts, putting drivers with less experience on your policy could have the opposite effect. 

Adding younger and inexperienced drivers to your multi-vehicle policy means that your premium will go up. 

Increased Premiums Due to the Linked Policy 

One of the main problems with linked insurance policies is that if one of the drivers files a claim, then the premiums for everyone else on the policy might increase. 

However, this depends on how the insurance policies are linked, so make sure to carefully read your policy documents. 

Higher Renewal Rates 

Depending on how you decide to pay your multi-vehicle insurance policy, you might face a pretty steep renewal bill if your renewals fall around the same time of the year. 

One way to alleviate this is to opt for monthly payments with interest, but then you risk losing some of the savings that go hand-in-hand with multi-vehicle policies. 

Sometimes An Individual Policy Might Be Cheaper 

Even if you have multiple drivers, an individual insurance policy might be the cheaper option under certain circumstances e.g. adding a driver with past motoring offenses. 

That’s why I’d recommend comparing different insurance quotes for individual policies to see which one would be cheaper. 



It’s not a problem to add a van to an Admiral MultiCar insurance policy as the vehicle list on their sample quote page includes popular vans such as the Ford Transit and Mercedes-Benz Sprinter. 

Such multi-car insurance policies provide the same as standard auto insurance, with the added benefit of having a single renewal date for all vehicles in the policy. 

Admiral also has van-specific multi-vehicle insurance called the Multi Van Insurance and it covers various types of vans such as: 

  • Single cabs 
  • Double cabs 
  • Lifestyle vans 
  • Commercial vans 

This van-specific multi-vehicle policy also comes with the following 4 coverage types: 

  1. Social 
  1. Social and commuting 
  1. Own goods 
  1. Carriage of goods for hire and reward 

However, these multi-vehicle insurance policies still have their own set of advantages and disadvantages. 

The benefits of choosing a multi-vehicle policy include: 

  • Great savings and discounts 
  • Additional convenience (only 1 renewal date) 
  • The no-claim bonus for all drivers remains 
  • The ability to stack on insurance benefits 

And the primary drawbacks include: 

  • Limited vehicle coverage 
  • Increased rates for inexperienced drivers 
  • Higher premiums due to the linked policy 
  • Higher renewal rates (due to the higher overall price compared to an individual policy) 

Nonetheless, multi-vehicle insurance is a viable option for households with multiple vehicles and/or people who have a fleet of cars or vans.